We live in a world where everything revolves around your credit score. Interest rates, loan amounts, purchasing power, and countless other things are dependent on where you fall on the credit score spectrum. If your credit is great, you really do not have any worries. But what do you do when your credit is not great and you find yourself in need of a Dodge Ram car, truck, SUV, or minivan? Is there really an option out there that won’t cost you an arm and a leg in the long haul? If your credit is not great and you do not want to be taken to the cleaners, you need to go to All Star Dodge Ram near Ballwin and talk to the wonderful people in the finance department about guaranteed financing.
How does the Guaranteed Financing Program work? – All Star has lenders that work with individuals with a variety of credit issues. Depending on the extent of your credit issues, you may be required to have a cash down payment up front. The amount that you are allowed to borrow will depend on your credit application. To determine your qualifications, simply fill out a credit application and someone in the finance department will get back to you within minutes! The terms of the loan allowed for the annual percentage rate will vary depending on your credit history.
Does buying a pre-owned vehicle and taking advantage of the guaranteed financing program really help me reestablish my credit ? – Yes, when checking with the credit bureau, many lending institutions look at automobile loans closer than any other type of loan (other than home loans) to verify your credit standing.
To get qualified for guaranteed financing through All Star, stop by the dealership today!