11503 St Charles Rock Road Bridgeton, MO
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Monthly archives for December, 2015

December Deals on the 2016 Chrysler Town & Country Lineup!

end of season sale

Surprise your family with a new Chrysler Town & Country for the holidays and save on your Chrysler cars purchase near Florissant with these special offers!

2016 Chrysler Town & Country LX FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.
  • Finance for 1.9% APR for up to 84 months with Chrysler Capital PLUS get up to $500 in Midwest 2016 Chrysler Capital Combo Cash.

2016 Chrysler Town & Country Touring FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

2016 Chrysler Town & Country S FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

2016 Chrysler Town & Country Touring-L FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

2016 Chrysler Town & Country Anniversary Edition FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

2016 Chrysler Town & Country Limited FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

2016 Chrysler Town & Country Limited Platinum FWD Deals:

  • Get up to $3,500 in combined Cash Allowance thanks to Midwest BC Retail Consumer Cash, Midwest 2016 Retail Bonus Cash, and Midwest Chrysler Capital 2016 Bonus Cash.
  • Finance for as little at 0% APR for up to 60 months PLUS get up to $1,500 in Midwest 2016 Retail Bonus Cash and Midwest Chrysler Capital 2016 Bonus Cash when you qualify with Chrysler Capital.

Come by All-Star to take the entire Florissant area Chrysler cars lineup for a test drive today!

2016 Dodge Challenger Holiday Savings!

holiday savings

Who wouldn’t like to start the new year with a new Dodge Challenger from All-Star Dodge cars dealership near Ellisville!  The Challenger has been the hottest muscle car for decades and now it’s your turn to save.  Check out the offers you can cash in on below!

2016 Dodge Challenger SXT Offers:

  • Get up to $500 in Midwest 2016 Bonus Cash Allowance savings OR
  • Finance for 0.9% APR from Chrysler Capital for up to 36 months PLUS get up to $500 in Midwest 2016 Bonus Cash Allowance savings OR
  • Lease for only $299 per month for 39 months with $2,999 cash due at signing.

2016 Dodge Challenger SXT PLUS Offers:

  • Get up to $500 in Midwest 2016 Bonus Cash Allowance savings OR
  • Finance for 0.9% APR from Chrysler Capital for up to 36 months PLUS get up to $500 in Midwest 2016 Bonus Cash Allowance savings OR
  • Lease for only $339 per month for 39 months with $2,999 cash due at signing.

2016 Dodge Challenger R/T Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months OR
  • Lease for only $359 per month for 39 months with $2,999 cash due at signing.

2016 Dodge Challenger R/T PLUS Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months.

2016 Dodge Challenger R/T Shaker Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months OR
  • Lease for only $410 per month for 36 months.

2016 Dodge Challenger R/T Shaker PLUS Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months.

2016 Dodge Challenger R/T Scat Pack PLUS Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months.

2016 Dodge Challenger 392 HEMI Scat Pack Shaker PLUS Offers:

  • Finance for 0.9% APR from Chrysler Capital for up to 36 months.

Taking the 2016 Dodge Challenger for a test drive is the place to start!  Get into All-Star’s Ellisville area Dodge cars dealership today and ask the sales team to do just that.  Our team promises to show you all the great ways you will love owning the 2016 Challenger!

Getting An Auto Loan Despite a Bad Credit History – Part 2

Bad Credit

Welcome back!  Last time in part one of this series, the All-Star Dodge cars team near Fenton gave you some insight into getting an auto loan with bad credit.  Today, let’s continue that discussion with more tips for those looking to purchase despite having a troubled credit history.

The next step on your journey to new car ownership will include getting pre-approved.  This process will require that you sit down with a lender with the following documentation:

  • Your most recent pay check stub from your current job
  • A utility bill
  • Driver’s License
  • Three Personal References

Having this documentation ready will make the loan application fast and easy.

Now that you and your lender on on the same page, you will most likely be asked some questions about the unsatisfactory marks on your report.  Be open and honest with our loan officer explaining what caused your past issues and how you have resolved them.  This is your chance to make a come back!

Finally, you will need to come up with a monthly payment amount that is right for your income and situation.  Just because you are approved for a certain amount does not mean you have to get that large of a loan.  This is the time to run some numbers with your finance officer and to ask questions.  Be sure that when you leave with your pre-approval you understand how much you can afford with all fees, taxes, and other add-ons to your loan.  Also account for the fact that you have to be able to pay for gas, insurance, repairs, and maintenance for the duration of having your new vehicle.

At All-Star Dodge cars dealership near Fenton, area buyers don’t have to worry about not getting the auto loan they need due to past credit issues.  Thanks to our team of professinally trained finance specialists, buyers can get pre-approved with an affordable down payment today!  Come by and talk to the auto loan team at All-Star now and get back on the road to car ownership!

Getting An Auto Loan After Divorce Has Ruined Your Credit – Part 2

Bad Credit

Thank you joining us for part 2 of this important series on obtaining an auto loan after divorce has ruined your credit!  Let’s get right to more tips!

  • Save for a down payment!  Most lenders will consider lending to anyone who has a decent down payment of at least $1,200 – $1,500.  In a worse case scenario, use a down payment to get you in the door.
  • Tell your story!  A credit score is just a number on a piece of paper.  Don’t let that determine whether or not you get the loan you need.  Sit down with your lending agent, tell them your story, and prove your ability to pay your loan on time and in full.  To do this you will want to make sure hat you have records showing consistent on-time payments, a stable work history, and bank documents proving any savings you may have.
  • Co-signer?  Finding someone with impeccable credit that can be a co-signer will get you a loan much easier in your situation, but do you want to do that to yourself?  Remember that if you can’t pay your commitments for any reason you co-signer will be expected to do so.  This is a situation that will almost definitely ruin your relationship with that person and may cause more harm then good.
  • Don’t stress it!  In today’s lending climate, most people with damaged or bad credit are able to find financing for a car loan.  This may mean that you have to pay a really high rate for a time, but you can always refinance with a lower rate once your credit recovers.

The Ladue area Dodge cars finance team at All-Star hopes these quick tips will help you obtain the auto loan you need.  Visit All-Star Dodge cars dealer near Ladue to get your pre-approval taken care of today!

Getting An Auto Loan After Divorce Has Ruined Your Credit – Part 1

Bad Credit?

According to a recent Credit.com survey, over 31 percent of divorced couples report a drop in their credit score following the break up of their marriage.  This was especially true for the spouse who was the lesser income earner, making it harder to secure a loan with attractive terms for large purchases like a new or used car.  The good news is that the team at All-Star Dodge cars near Arnold has years of experience in helping those who are facing such hardships.  Today, our team will start a two part series all about how divorce affects your credit and ways that will help you survive this situation if it is or ever does happen to you.  Let’s get started!

  • Get pre-approved!  If you are looking to keep a hurting credit score from dropping any lower than it needs to, you will want to consider getting pre-approved before you start shopping for a car.  Local banks won’t shop multiple lending agents like a dealer finance officer will.  This matters to you because every time your credit it run by a lender it can affect your score negatively.
  • Go to someone you know!  Visit the dealership and sales agent that sold you your last vehicle.  Dealers will give you preferential treatment based solely on being loyal to their dealership.  This can help you obtain a great deal when money is tight.
  • Prove your income!  Be prepared to prove to your loan officer that you can afford the payment by proving your income.  Bring your most recent paycheck stub plus any proof of spousal or child support.  This will help you prove your case when applying for a much needed loan.

Thanks to guaranteed financing programs like those found at All-Star Dodge cars near Arnold, those who have suffered damage to their credit due to divorce can still obtain an affordable loan for the car they need.  Contact our auto loan experts today to get your pre-approval process started ASAP and come back next time for more tips on getting an auto loan after a divorce.

Getting An Auto Loan Despite a Bad Credit History – Part 1

Need An Auto Loan?

Dealing with a bad credit history can take the process of purchasing a new or used car and make it a nightmare!  Weather your bad credit is due to late payments, a bankruptcy, or divorce all that matters is that you begin to heal and find a dealer that is willing to give you that chance.  Luckily, the team at All-Star’s Clayton area Dodge cars dealership understands your financing needs and has the help you will require to get that auto loan you need.  Today, let’s talk about why dealerships lend to those with bad credit and also about how you can start prepping yourself to obtain an auto loan now.

Most understand that if someone approaches a lender for money and has shady credit that the lender is going to be hesitant to give them the loan.  Yet, many new car dealers are more likely to give someone with bad credit a chance then you might think.  Compared to a used car loan, a new car has more value to back the loan and also won’t require the repairs that a used car may need.  When a dealership decides to give someone with bad credit a loan on a new car they are investing in the relationship and trust of that person.  They will likely tell their friends and family about the experience they had and also come back later down the road to make more purchases.

If you are thinking about applying for a new car loan soon, you will need to start to prepare yourself now.  First, you need to understand what your credit looks like by pulling a your credit report with Experian, Equifax, and TransUnion.  Be sure to look for any errors on these reports and consider paying a few extra dollars to see your score.  This will ensure that you understand just how bad the situation is before talking to the dealer.

Please join the Clayton area Dodge Cars team from All-Star for more tips on getting an auto loan with bad credit in the coming days!

2016 Jeep Renegade SUV Holiday Savings Offers!

Holiday DEALS

Why not be ready for the winter weather that is on it’s way by investing in a new 2016 Jeep Renegade?  At All-Star Jeep dealer near Glendale, you will find a wide selection of new Renegade SUVs.  These models are priced for all buyers and even give you the option of FWD or 4×4.  Let’s take a look at how you can save on the entire lineup!

2016 Jeep Renegade Sport FWD and 4×4 offers:

  • Get up to $500 in Cash Allowance when you qualify for Midwest BC Retail Consumer Cash savings.
  • Finance with very low 0.9% APR for up to 36 months when you qualify with Chrysler Capital.
  • Lease the FWD Sport for $229 per month for 39 months with $3,299 cash due at signing.
  • Lease the 4×4 Sport for $249 per month for 39 months with $3,299 cash due at signing.

2016 Jeep Renegade Latitude FWD and 4×4 offers:

  • Get up to $500 in Cash Allowance when you qualify for Midwest BC Retail Consumer Cash savings.
  • Finance with very low 0.9% APR for up to 36 months when you qualify with Chrysler Capital.
  • Lease the FWD Latitude for $269 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Renegade Limited FWD and 4×4 offers:

  • Get up to $500 in Cash Allowance when you qualify for Midwest BC Retail Consumer Cash savings.
  • Finance with very low 0.9% APR for up to 36 months when you qualify with Chrysler Capital.
  • Lease the FWD Limited for $299 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Renegade Trailhawk 4×4 offers:

  • Finance with very low 0.9% APR for up to 36 months when you qualify with Chrysler Capital.
  • Lease the Trailhawk 4×4 for only $319 per month for 39 months with $2,999 cash due at signing.

Take the Renegade SUV for a test drive by visiting All-Star’s Glendale area Jeep dealer showroom right now!  These deals are only good for those who qualify and expire on January 4, 2016!

Holiday Deals on the 2016 Chrysler 300!

Santa Claus with money

Hot holiday savings are happening at All-Star’s Bridgeton Chrysler cars dealership right now!  In fact, take a look at who you can save on the Chrysler 300 today!

2016 Chrysler 300 Limited RWD and AWD Offers:

  • Get up to $2,500 in Combined Cash Allowance when you qualify for Midwest 2016 Retail Bonus Cash and Midwest BC Retail Consumer Cash savings.
  • Finance with 0% APR for up to 48 months PLUS get up to $1,000 in  Midwest 2016 Retail Bonus Cash allowance savings when you qualify with Chrysler Capital.
  • Lease the Chrysler 300 Limited RWD model for only $329 per month for 39 months with $2,999 cash due at signing.
  • Lease the Chrysler 300 Limited AWD model for only $349 per month for 39 months with $2,999 cash due at signing.

2016 Chrysler 300 Anniversary Edition RWD and AWD Offers:

  • Get up to $2,500 in Combined Cash Allowance when you qualify for Midwest 2016 Retail Bonus Cash and Midwest BC Retail Consumer Cash savings.
  • Finance with 0% APR for up to 48 months PLUS get up to $1,000 in  Midwest 2016 Retail Bonus Cash allowance savings when you qualify with Chrysler Capital.
  • Lease the Chrysler 300 Anniversary Edition RWD model for only $349 per month for 39 months with $2,999 cash due at signing.
  • Lease the Chrysler 300 Limited AWD model for only $369 per month for 39 months with $2,999 cash due at signing.

2016 Chrysler 300S RWD and AWD Offers:

  • Get up to $2,500 in Combined Cash Allowance when you qualify for Midwest 2016 Retail Bonus Cash and Midwest BC Retail Consumer Cash savings.
  • Finance with 0% APR for up to 48 months PLUS get up to $1,000 in  Midwest 2016 Retail Bonus Cash allowance savings when you qualify with Chrysler Capital.
  • Lease the Chrysler 300S RWD model for only $349 per month for 39 months with $2,999 cash due at signing.
  • Lease the Chrysler 300S AWD model for only $369 per month for 39 months with $2,999 cash due at signing.

2016 Chrysler 300C RWD and AWD Offers:

  • Get up to $3,500 in Combined Cash Allowance when you qualify for Midwest 2016 Retail Bonus Cash and Midwest BC Retail Consumer Cash savings.
  • Finance with 0% APR for up to 48 months PLUS get up to $1,000 in  Midwest 2016 Retail Bonus Cash allowance savings when you qualify with Chrysler Capital.
  • Lease the Chrysler 300C RWD model for only $369 per month for 39 months with $3,499 cash due at signing.
  • Lease the Chrysler 300C AWD model for only $399 per month for 39 months with $3,499 cash due at signing.

2016 Chrysler 300C Platinum RWD and AWD Offers:

  • Get up to $3,500 in Combined Cash Allowance when you qualify for Midwest 2016 Retail Bonus Cash and Midwest BC Retail Consumer Cash savings.
  • Finance with 0% APR for up to 48 months PLUS get up to $1,000 in  Midwest 2016 Retail Bonus Cash allowance savings when you qualify with Chrysler Capital.
  • Lease the Chrysler 300C Platinum RWD model for only $409 per month for 39 months with $3,999 cash due at signing.
  • Lease the Chrysler 300C Platinum AWD model for only $429 per month for 39 months with $3,999 cash due at signing.

Test drive the entire Chrysler cars lineup in Bridgeton by visiting All-Star now!

 

Understanding Car Safety Ratings

car golden star rating

All new and used car buyers need to make themselves aware of how safe the vehicle they want to purchase really is.  In order to do this, most will turn to the leading car safety rating experts at the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration for their car safety ratings.  Both of these leading car safety organizations perform third-party testing on new vehicles that are introduced into the U. S. market every year, but do you know how to interpret the ratings they give?  Today, the team at All-Star’s Jeep dealer near Ballwin will help you by explaining what these ratings mean and how you can find them.  Let’s get started!

The first place you will want to turn for car safety ratings is the Insurance Institute for Highway Safety or IIHS.  On iihs.org, buyers will find safety ratings on all major makes and model vehicles going back several years.  At IIHS, they test vehicles according to a number of crashworthiness categories that include Front Small Overlap, Front Moderate Overlap, Side, Roof Strength, Head Restraints & Seats, and Front Crash Prevention.  For each test a vehicle is given a rating of Good, Acceptable, Marginal, or Poor.  Those vehicles that meet and exceed IIHS standards can also be given the distinction of a Top Safety Pick or Top Safety Pick+.

Next you will need to visit the National Highway Traffic Safety Administration’s safercar.gov website.  The NHTSA also rates vehicles for their safety, but they used different terminology and a star-based rating system.  At NHTSA, cars are given ratings in the categories of Overall, Frontal Crash, Side Crash, Rollover, and they also not recommended technology for buyers.  Each area is given a rating of 1-5 stars with 5 being the best.

Come by All-Star’s Ballwin area Jeep dealer showroom to check out how safe the Jeep lineup really is today!

2016 Jeep Cherokee Holiday Lease Offers

new car buy sale concept

Highly qualified buyers can count on saving big thanks to multiple 2016 Jeep Cherokee lease offers happening now at All-Star’s Jeep dealer near St. Peters.  All of these deals get buyers into that SUV they want with a very affordable monthly payment and very little down.  Some even offer extra savings thanks to special Bonus Cash offers.  Let’s take a look at how you can save on a lease today!

2016 Jeep Cherokee Latitude FWD

  • Lease this 2016 Cherokee model for as little as $239 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Cherokee Latitude 4×4

  • Lease this 2016 Cherokee model for as little as $259 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Cherokee Altitude FWD

  • Lease this 2016 Cherokee model for as little as $297 per month for 36 when you qualify for up to $1,500 in Midwest BC Lease Cash and Midwest 2016 Bonus Cash savings.

2016 Jeep Cherokee Altitude 4×4

  • Lease this 2016 Cherokee model for as little as $307 per month for 36 when you qualify for up to $1,500 in Midwest BC Lease Cash and Midwest 2016 Bonus Cash savings.

2016 Jeep Cherokee Limited FWD

  • Lease this 2016 Cherokee model for as little as $279 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Cherokee Limited 4×4

  • Lease this 2016 Cherokee model for as little as $299 per month for 39 months with $2,999 cash due at signing.

2016 Jeep Cherokee Trailhawk 4×4

  • Lease this 2016 Cherokee model for as little as $319 per month for 39 months with $2,999 cash due at signing.

As you can see, there hasn’t been a better time to shop at your St. Peters area Jeep dealer! All of these offers require that buyers pre-qualify with Chrysler Capital.  You must take retail delivery of dealer stock by January 4, 2016 to take part in these deals. Don’t miss out on your chance to drive the Jeep Cherokee into the new year!  Stop by All-Star Chrysler Dodge Jeep Ram to get the process started now!